Connect with us

Business

Due Diligence: How to Handle Property Disputes in Lagos by Dennis Isong

Whether you’re a first-time buyer, a seasoned investor, or someone who inherited a family property, the nightmare of a property dispute can feel like a dark cloud hanging over your head.

Published

on

245 Views

Lagos, the bustling heart of Nigeria, is a city of dreams, opportunities, and, unfortunately, property disputes.

If you’ve ever found yourself caught in the web of a property dispute in Lagos, you know how emotionally draining and financially crippling it can be.

The city’s real estate market is booming, but with that growth comes a surge in conflicts over land, buildings, and ownership rights.

Whether you’re a first-time buyer, a seasoned investor, or someone who inherited a family property, the nightmare of a property dispute can feel like a dark cloud hanging over your head.

But here’s the thing: with the right knowledge and approach, you can navigate these murky waters and come out on top. Let’s talk about how.

The Emotional Toll of Property Disputes

Imagine this: You’ve saved for years, maybe even decades, to buy a piece of land or a house in Lagos.

You’ve dreamed of building a home for your family or starting a business on that property. Then, out of nowhere, someone claims the land is theirs. Or perhaps you inherited a property from your parents, only to discover that distant relatives or even strangers are contesting your ownership.

The frustration, anger, and helplessness can be overwhelming.

  Property disputes are not just about money or assets; they’re about your dreams, your security, and your peace of mind. In Lagos, where land is gold and space is limited, these disputes are all too common.

But why?

The answer lies in the complex nature of land ownership, poor documentation, and sometimes, outright fraud.  

Why Property Disputes Happen in Lagos  

1. Multiple Sales of the Same Property: This is one of the most common issues. Unscrupulous sellers or agents sell the same piece of land to multiple buyers. By the time you realize what’s happened, you’re already in a legal battle.

  2. Inheritance Conflicts: Family disputes over inherited property are rampant. Siblings, cousins, and even distant relatives may lay claim to a property, leading to prolonged court cases.

  3. Boundary Disputes: Lagos is densely populated, and boundaries between properties are often unclear. Disputes arise when neighbors encroach on each other’s land, intentionally or unintentionally.

  4. Fraudulent Documents: Fake land titles, forged signatures, and doctored documents are tools used by fraudsters to swindle unsuspecting buyers.  

5. Government Acquisition: Sometimes, the government acquires land for public use, but the information doesn’t reach the rightful owners, leading to confusion and disputes.  

How to Protect Yourself: Due Diligence is Key  

The best way to avoid property disputes is to do your due diligence before buying or inheriting any property. Due diligence is not just a fancy term; it’s your shield against fraud and conflict.

Here’s how to do it:  

1. Verify the Seller’s Identity: Ensure the person selling the property is the rightful owner. Ask for valid identification and cross-check with the land registry.  

2. Check the Land Title:

In Lagos, the most secure form of land ownership is a Certificate of Occupancy (C of O) issued by the government. If the property doesn’t have one, tread carefully. You can also check for a Governor’s Consent, which is required for the transfer of ownership.  

3. Conduct a Search at the Land Registry:

This is crucial. A search will reveal the true owner of the property, any existing encumbrances, or pending litigation. Don’t skip this step, no matter how trustworthy the seller seems.  

4. Inspect the Property Physically:

Visit the property and inspect it thoroughly. Look for signs of occupation, boundary marks, and any red flags. Talk to neighbors; they often have valuable information about the property’s history.  .

5. Hire a Lawyer: A real estate lawyer can guide you through the process, review documents, and ensure everything is in order. Yes, it’s an extra cost, but it’s worth every penny to avoid future headaches.  

What to Do If You’re Already in a Dispute If you’re already caught in a property dispute, don’t panic. While the process can be stressful, there are steps you can take to resolve the issue:  

1. Gather Your Documents: Collect all relevant documents, including your deed of assignment, receipts, and any correspondence with the seller or other parties. These will serve as evidence in your favor.

  2. Engage a Competent Lawyer: A good lawyer is your best ally in a property dispute. They can help you understand your rights, file the necessary legal actions, and represent you in court if needed.  

3. Explore Alternative Dispute Resolution (ADR): Court cases can drag on for years, draining your time and resources. Consider mediation or arbitration as a faster and less expensive way to resolve the dispute.  

4. Stay Calm and Patient: Property disputes can be emotionally charged, but losing your temper won’t help.

Stay focused, follow your lawyer’s advice, and be patient. Justice may take time, but it’s worth fighting for.

  Real-Life Stories: Lessons from the Trenches   Let me share a story that hits close to home.

A friend of mine, let’s call her Ada, bought a piece of land in Lekki, one of Lagos’ most sought-after areas. She did everything right—or so she thought.

She verified the seller’s identity, checked the documents, and even paid for a survey plan. But a year later, while preparing to start construction, she was served with a court notice. Someone else was claiming ownership of the same land.  

Ada was devastated. She had invested her life savings into that property. After months of legal battles, it turned out that the original seller had sold the land to multiple buyers. Ada eventually won the case, but it cost her time, money, and sleepless nights. Her story is a stark reminder of why due diligence is non-negotiable.  

The Human Side of Property Disputes  

Behind every property dispute is a human story—a family torn apart, a dream deferred, or a life savings lost. It’s easy to get caught up in the legalities and forget the emotional toll these conflicts take.

I’ve seen families stop speaking to each other over inherited property. I’ve met people who lost everything because they trusted the wrong person. And I’ve also seen the relief and joy of those who fought for their rights and won.

  If you’re going through a property dispute, know that you’re not alone. Many have walked this path before you, and many will come after. What matters is how you handle it. Will you let it break you, or will you rise above it?  

Lagos is a city of endless possibilities, but it’s also a city where you need to be vigilant. Property disputes can happen to anyone, but with due diligence, you can minimize the risks.

If you’re buying property, take your time, do your research, and seek professional help. If you’re already in a dispute, don’t lose hope.

Fight for what’s rightfully yours, but do it wisely.   Remember, your property is more than just an asset; it’s a part of your story, your legacy, and your future.

Protect it with everything you’ve got. And if you ever feel overwhelmed, take a deep breath and remind yourself why you started this journey in the first place. Your dreams are worth fighting for.  

So, the next time you hear about a property dispute in Lagos, don’t just see it as a news headline.

See it as a cautionary tale, a call to action, and a reminder that in this city, due diligence isn’t just an option—it’s a necessity.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Business

BUA Group’s Long Service Awards: Rabiu Splashes N30bn on Staff

Five employees received N1 billion ($691,000) each, while another five were awarded N500 million ($345,000). Several others went home with N100 million ($69,000), and dozens more received sums ranging from N5 million ($3,450) to N20 million ($13,810), ensuring the rewards extended beyond senior staff and reflected the breadth of the workforce.

Published

on

By

11 Views

•Abdul Samad Rabiu

Abdul Samad Rabiu, the Chairman of BUA Group, on Saturday, Dec. 13, 2025, shared $20.7 million (about N30 billion )in cash rewards to staff for their long -service and loyalty across the conglomerate.

The payouts were announced at the BUA Night of Excellence Long Service Awards held at Eko Hotel & Suites in Victoria Island, Lagos.

The annual event, which brought together staff across BUA Group and its subsidiaries, was designed to recognize years of service, loyalty and day-to-day contributions that often go unnoticed outside company walls.

At the ceremony, Rabiu approved cash awards spanning multiple levels of the organization.

Five employees received N1 billion ($691,000) each, while another five were awarded N500 million ($345,000). Several others went home with N100 million ($69,000), and dozens more received sums ranging from N5 million ($3,450) to N20 million ($13,810), ensuring the rewards extended beyond senior staff and reflected the breadth of the workforce.

The awards build on a pattern that employees say has become familiar at BUA.

Continue Reading

Business

GTCO Unveils First-Ever Holiday Edition of Food & Drink Festival, Scheduled for December 20–21, 2025

Published

on

22 Views

Guaranty Trust Holding Company Plc (GTCO Plc) has launched the inaugural Holiday Edition of its renowned GTCO Food & Drink Festival, Africa’s largest culinary event.

The two-day festival is scheduled for December 20 and 21, 2025, at the GTCentre in Oniru, Victoria Island, Lagos.

This special edition marks a festive expansion of the annual festival, blending African culinary excellence with family-oriented holiday experiences and support for small businesses.

Unlike previous editions, it shifts focus from chef masterclasses to immersive attractions tailored for the holiday season.

Segun Agbaje, Group Chief Executive Officer of GTCO Plc, highlighted the event’s significance: “The GTCO Food & Drink Festival is a powerful platform that aligns with our mission to fuel enterprise, promote African creativity, and connect communities through meaningful lifestyle experiences.

The Holiday Edition gives us an exciting opportunity to celebrate the festive season while supporting thousands of food entrepreneurs who form the backbone of our economy.”

Record-Breaking SME ParticipationTrue to its commitment to empowering local businesses, GTCO continues its free vendor participation model.

For this edition:

– Over 4,000 applications were received.

– 213 Nigerian-owned food SMEs were selected—nearly double the number from recent editions.

– Vendors will offer diverse, affordable culinary options, providing a high-traffic platform to boost visibility and sales during the holidays.

The surge in participation highlights the festival’s role in driving SME growth and inclusive economic development.

The 2025 Holiday Edition introduces tailored attractions:-

**Christmas Village**: A curated marketplace with handcrafted gifts, seasonal delicacies, artisanal products, and holiday entertainment.

– **Large Children’s Play Zone**: Immersive games and activities for families.

– **Street Food Hub**: Showcasing Nigeria’s vibrant street food diversity.

– **Live Entertainment**: High-energy DJ sets from top Nigerian performers.

The event aligns with GTCO’s corporate social responsibility goals, promoting community impact, SME support, and Nigeria’s creative economy.

Admission is free and open to the public, emphasizing accessibility to world-class experiences.

For more details, visit the official site at [foodanddrink.gtcoplc.com](https://foodanddrink.gtcoplc.com/).

Continue Reading

Business

BOI, NCGC sign N10bn loans for women in business

BOI said that the programme would support women-led enterprises across manufacturing, ICT, digital marketing, ecommerce, healthcare, education, renewable energy, processing, waste management, and the creative industries.

Published

on

By

19 Views

• Image of a business woman/ BOI

Nigeria’s push for inclusive economic growth gained momentum on Wednesday as the Bank of Industry (BOI) and the National Credit Guarantee Company (NCGC) launched a N10 billion loan guarantee programme aimed at improving access to finance for women-owned businesses.

The agreement, signed through a Memorandum of Understanding (MoU) in Abuja, represents one of the major gender focused credit support initiatives introduced in recent years.

The BOI Managing Director, Dr Olasupo Olusi and the Managing Director of NCGC, Mr Bonaventure Okhaimo, signed the MoU on behalf of their respective institutions.

The scheme, known as GLOW, meaning Guaranteed Loans for Women, provides for a 25 per cent guarantee by NCGC on BOI loans.

This arrangement is expected to reduce lender risk and create easier access to affordable credit for women entrepreneurs at concessionary interest rates, the two organisations said.

BOI said that the programme would support women-led enterprises across manufacturing, ICT, digital marketing, ecommerce, healthcare, education, renewable energy, processing, waste management, and the creative industries.

Olusi said the initiative was designed to address long-standing barriers that prevent women from accessing growth capital.

He said GLOW was structured to offer concessionary pricing at seven per cent, flexible collateral options and capacity building support, noting that these measures were intended to help close gender financing gaps within the MSME sector.

Continue Reading

Trending