Business
Due Diligence: How to Handle Property Disputes in Lagos by Dennis Isong
Whether you’re a first-time buyer, a seasoned investor, or someone who inherited a family property, the nightmare of a property dispute can feel like a dark cloud hanging over your head.
Lagos, the bustling heart of Nigeria, is a city of dreams, opportunities, and, unfortunately, property disputes.
If you’ve ever found yourself caught in the web of a property dispute in Lagos, you know how emotionally draining and financially crippling it can be.
The city’s real estate market is booming, but with that growth comes a surge in conflicts over land, buildings, and ownership rights.
Whether you’re a first-time buyer, a seasoned investor, or someone who inherited a family property, the nightmare of a property dispute can feel like a dark cloud hanging over your head.
But here’s the thing: with the right knowledge and approach, you can navigate these murky waters and come out on top. Let’s talk about how.
The Emotional Toll of Property Disputes
Imagine this: You’ve saved for years, maybe even decades, to buy a piece of land or a house in Lagos.
You’ve dreamed of building a home for your family or starting a business on that property. Then, out of nowhere, someone claims the land is theirs. Or perhaps you inherited a property from your parents, only to discover that distant relatives or even strangers are contesting your ownership.
The frustration, anger, and helplessness can be overwhelming.
Property disputes are not just about money or assets; they’re about your dreams, your security, and your peace of mind. In Lagos, where land is gold and space is limited, these disputes are all too common.
But why?
The answer lies in the complex nature of land ownership, poor documentation, and sometimes, outright fraud.
Why Property Disputes Happen in Lagos
1. Multiple Sales of the Same Property: This is one of the most common issues. Unscrupulous sellers or agents sell the same piece of land to multiple buyers. By the time you realize what’s happened, you’re already in a legal battle.
2. Inheritance Conflicts: Family disputes over inherited property are rampant. Siblings, cousins, and even distant relatives may lay claim to a property, leading to prolonged court cases.
3. Boundary Disputes: Lagos is densely populated, and boundaries between properties are often unclear. Disputes arise when neighbors encroach on each other’s land, intentionally or unintentionally.
4. Fraudulent Documents: Fake land titles, forged signatures, and doctored documents are tools used by fraudsters to swindle unsuspecting buyers.
5. Government Acquisition: Sometimes, the government acquires land for public use, but the information doesn’t reach the rightful owners, leading to confusion and disputes.
How to Protect Yourself: Due Diligence is Key
The best way to avoid property disputes is to do your due diligence before buying or inheriting any property. Due diligence is not just a fancy term; it’s your shield against fraud and conflict.
Here’s how to do it:
1. Verify the Seller’s Identity: Ensure the person selling the property is the rightful owner. Ask for valid identification and cross-check with the land registry.
2. Check the Land Title:
In Lagos, the most secure form of land ownership is a Certificate of Occupancy (C of O) issued by the government. If the property doesn’t have one, tread carefully. You can also check for a Governor’s Consent, which is required for the transfer of ownership.
3. Conduct a Search at the Land Registry:
This is crucial. A search will reveal the true owner of the property, any existing encumbrances, or pending litigation. Don’t skip this step, no matter how trustworthy the seller seems.
4. Inspect the Property Physically:
Visit the property and inspect it thoroughly. Look for signs of occupation, boundary marks, and any red flags. Talk to neighbors; they often have valuable information about the property’s history. .
5. Hire a Lawyer: A real estate lawyer can guide you through the process, review documents, and ensure everything is in order. Yes, it’s an extra cost, but it’s worth every penny to avoid future headaches.
What to Do If You’re Already in a Dispute If you’re already caught in a property dispute, don’t panic. While the process can be stressful, there are steps you can take to resolve the issue:
1. Gather Your Documents: Collect all relevant documents, including your deed of assignment, receipts, and any correspondence with the seller or other parties. These will serve as evidence in your favor.
2. Engage a Competent Lawyer: A good lawyer is your best ally in a property dispute. They can help you understand your rights, file the necessary legal actions, and represent you in court if needed.
3. Explore Alternative Dispute Resolution (ADR): Court cases can drag on for years, draining your time and resources. Consider mediation or arbitration as a faster and less expensive way to resolve the dispute.
4. Stay Calm and Patient: Property disputes can be emotionally charged, but losing your temper won’t help.
Stay focused, follow your lawyer’s advice, and be patient. Justice may take time, but it’s worth fighting for.
Real-Life Stories: Lessons from the Trenches Let me share a story that hits close to home.
A friend of mine, let’s call her Ada, bought a piece of land in Lekki, one of Lagos’ most sought-after areas. She did everything right—or so she thought.
She verified the seller’s identity, checked the documents, and even paid for a survey plan. But a year later, while preparing to start construction, she was served with a court notice. Someone else was claiming ownership of the same land.
Ada was devastated. She had invested her life savings into that property. After months of legal battles, it turned out that the original seller had sold the land to multiple buyers. Ada eventually won the case, but it cost her time, money, and sleepless nights. Her story is a stark reminder of why due diligence is non-negotiable.
The Human Side of Property Disputes
Behind every property dispute is a human story—a family torn apart, a dream deferred, or a life savings lost. It’s easy to get caught up in the legalities and forget the emotional toll these conflicts take.
I’ve seen families stop speaking to each other over inherited property. I’ve met people who lost everything because they trusted the wrong person. And I’ve also seen the relief and joy of those who fought for their rights and won.
If you’re going through a property dispute, know that you’re not alone. Many have walked this path before you, and many will come after. What matters is how you handle it. Will you let it break you, or will you rise above it?
Lagos is a city of endless possibilities, but it’s also a city where you need to be vigilant. Property disputes can happen to anyone, but with due diligence, you can minimize the risks.
If you’re buying property, take your time, do your research, and seek professional help. If you’re already in a dispute, don’t lose hope.
Fight for what’s rightfully yours, but do it wisely. Remember, your property is more than just an asset; it’s a part of your story, your legacy, and your future.
Protect it with everything you’ve got. And if you ever feel overwhelmed, take a deep breath and remind yourself why you started this journey in the first place. Your dreams are worth fighting for.
So, the next time you hear about a property dispute in Lagos, don’t just see it as a news headline.
See it as a cautionary tale, a call to action, and a reminder that in this city, due diligence isn’t just an option—it’s a necessity.
Business
NAFDAC’s Ban on sachets alcohol: the economy repercussions, by MAN
The Association emphasised that the ban would likely lead to the “Loss of over N1.9 trillion in investments, primarily from indigenous Nigerian companies.
The Manufacturers Association of Nigeria (MAN) has said that the government’s move to ban the production and sale of alcoholic beverages packaged in sachets and small PET bottles, effective December 31, 2025, will have severe repercussions on the economy.
” This announcement by the NAFDAC, in our view, is counterproductive and threatens to disrupt the economy significantly at a time when it is beginning to stabilise,” said the Association through its Director-General, Ajayi-Kadir.
The Association emphasised that the ban would likely lead to the “Loss of over N1.9 trillion in investments, primarily from indigenous Nigerian companies.
• Mass retrenchment of over 500,000 direct employees and approximately 5 million indirect employees through contracts, marketing, and logistics.”
Ajayi-Kadir said that the earlier directive from the Ministry of Health for a one-year extension, which included the consideration and validation of the draft National Alcohol Policy by stakeholders, should have been taken into account before any significant announcement from another government body.
“We believe that a consultation with whether through a public hearing or focused meetings with relevant parties in the alcohol beverage industry, should have been conducted by the appropriate Senate Committee before an outright ban was imposed.
This approach was successfully followed by the House of Representatives in the recent past,” he stated.
Ajayi-Kadir highlighted that issues related to the ban on alcohol in sachets and small PET bottles were addressed by a broad committee that included all stakeholders, along with NAFDAC representatives, who validated the National Alcohol Policy in October 2025. The committee made the following key recommendations:
• Develop multi-sectoral action plans.- Strengthen enforcement by law enforcement agencies
• Establish licensed liquor stores/outlets in Local Government Areas nationwide.
• Increase monitoring and compliance checks by NAFDAC, FCCPC, and others to ensure product quality and safety.
• Regulatory bodies should focus more on regulation, monitoring, and educational campaigns to inform stakeholders and the public about the dangers of underage alcohol consumption and its sale in motor parks.
• Conduct educational campaigns in secondary schools across the country to raise awareness among students about the dangers and issues related to alcohol abuse.
Furthermore, we would like to note that the unfounded and untested claim of abuse by minors has been challenged by several independent studies conducted by the government.
The industry has proactively launched campaigns promoting responsible alcohol consumption to discourage underage abuse, resulting in expenditures exceeding one billion Naira on media outreach across the nation, which has effectively just underage drinking.
Ajayi-Kadir also stressed that the Senate’s directive for an outright ban is unjust and does not reflect the industry’s true conditions, as it seems the upper chamber has only considered NAFDAC’s perspective.
NAFDAC was part of the validation organised by the Ministry of Health, and it should have presented its views to the Committee and the Ministry during that process, rather than circumventing these channels and approaching the National Assembly without consulting other stakeholders.
Business
Following Lagos, FG moves to ban single-use plastics
In his inaugural address, the SGF, George Akume, stated that the initiative aligned with Nigeria’s commitment to global environmental standards.
The Federal Government has commenced the process to ban single-use plastics, inaugurating a committee to steer the policy.
Lagos government began fully enforcement ban on single-use plastics (SUPs), including styrofoam packs, plastic straws, disposable cups, plastic cutlery, and nylons less than 40 microns thick, on July 1, 2025.
The Office of the Secretary to the Government of the Federation (SGF) , yesterday , set up an Inter-Ministerial Committee on the Ban of Single-Use Plastics (SUPs).
Earlier, the Federal Executive Council (FEC) during its meeting on June 25, 2024, approved the ban , specifically targeting Polyethene Terephthalate (PET) bottles, styrofoam food packs, plastic shopping bags, sachet water packaging, and plastic straws.
In his inaugural address, the SGF, George Akume, stated that the initiative aligned with Nigeria’s commitment to global environmental standards.
He said: “The FEC decision was in line with the Federal Government’s efforts to tackle various health and environmental challenges, especially those caused by single-use plastic products and therefore, approved the ban in the country of polyethene terephthalate (PET) bottles, styrofoam, plastic bags, sachet water and straw, which has become an environmental sanitation challenge.”
Business
UBA commits $102m direct investments in Chad’s securities
Themed “Financing African Competitiveness – Building Bridges, Powering Progress,” the forum highlighted investment opportunities under Chad’s $30 billion Tchad Connexion 2030 development blueprint.
•Oliver Alawuba, GMD UBA
United Bank for Africa (UBA) Plc has announced a $102 million direct investment in the State of Chad’s securities in an efforts to strengthen economic growth and financial inclusion across Africa.
The announcement was made by UBA Group Managing Director/Chief Executive Officer, Oliver Alawuba, during his keynote address at the UAE–Chad Trade and Investment Forum held on Monday, November 10, 2025, in Abu Dhabi, United Arab Emirates.
Themed “Financing African Competitiveness – Building Bridges, Powering Progress,” the forum highlighted investment opportunities under Chad’s $30 billion Tchad Connexion 2030 development blueprint.
According to Alawuba, the $102 million investment underscored UBA’s confidence in Chad’s economic potential and demonstrates its long-term commitment to financing sustainable development on the continent.
“At UBA, our commitment is two-fold: we are both architects of national infrastructure and champions of grassroots financial inclusion,” he said. “Here in Chad, this is not a promise; it is a proven track record.”
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