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BUYING A PROPERTY IN LAGOS IS NOT DIFFICULT IF YOU CAN DO ALL THESE
By Dennis Isong
OWNING land or a house is a common aspiration among Nigerians.
While it’s exciting that some can afford this dream, a significant challenge lies in avoiding scams during the process.
After dedicating considerable effort to save for property acquisition, falling victim to fraudulent schemes, often referred to as “419,” can be devastating.
Lagos, in particular, has gained a reputation for its complexities in property transactions. The pervasive issue of “omo-onile” (land grabbers) has become deeply entrenched in the system, instilling fear and mistrust in potential buyers. Many view property purchases as a risky endeavor due to these concerns.
Despite these challenges, some individuals have successfully acquired property in Lagos without encountering problems. Their experiences demonstrate that while caution is necessary, it is possible to navigate the real estate market safely and achieve property ownership in the city.
What did they do differently? Let’s find out…
1. The first thing to do is to have a budget and decide on a location
When considering property purchase, prioritize your budget. Buying real estate is a significant investment, particularly in high-demand areas like Lagos. It’s crucial to assess your financial capacity carefully, as this is a long-term commitment.
While working within your budget constraints, remember that location is paramount. Strive to find the best possible area you can afford, as it significantly impacts the property’s value and your quality of life.
2. Hire a competent lawyer
When purchasing property, it’s crucial to recognize that not all lawyers are equally equipped to handle real estate transactions.
Specialization matters, which is why seeking out an expert in property law is essential. Such specialists possess a deep understanding of property matters and can navigate the intricacies involved with precision.
The process of acquiring property involves multiple stages, each requiring careful attention. Entrusting this process to just anyone could lead to costly mistakes or oversights.
Therefore, it’s imperative to engage the services of the right legal professional. Your best course of action is to hire a property lawyer who is both competent and experienced.
Their expertise will ensure that your interests are protected throughout the transaction, from initial negotiations to the final transfer of ownership.
3. Look for the perfect property that suits your need and fit into your budget
Once you’ve secured a property lawyer, the next phase is property hunting in your preferred area. This is where an estate agent becomes crucial. They play a key role in:
1. Identifying properties that match your requirements
2. Creating a curated shortlist
3. Arranging viewings for the selected properties
It’s worth noting that your lawyer may also be able to recommend a reputable estate agent to assist you in this process.
4. Find out more about the seller
When purchasing property in Lagos, it’s crucial to verify the legitimacy of the seller to avoid falling victim to fraud. Many unscrupulous individuals falsely claim ownership of properties, particularly family land, and attempt to sell them to unsuspecting buyers.
To protect yourself, it’s essential to thoroughly investigate the seller’s credentials and their authority to sell the property.
This is where the expertise of a qualified lawyer becomes invaluable. Your legal representative will conduct comprehensive searches, pose pertinent questions, and request necessary documentation to establish the true ownership of the Lagos property you’re interested in.
By taking these precautionary steps, you can significantly reduce the risk of engaging with fraudulent sellers and ensure a safer property acquisition process.
5. You need to investigate the property
After completing due diligence, your lawyer:
1. Performs relevant searches
2. Reviews documentation to verify the property is free from encumbrances and pending litigation
3. Confirms the property is not subject to government acquisition
4. Ensures there are no overriding interests affecting the property
This rewrite maintains the essential information while presenting it in a clearer, more structured format. Would you like me to explain any of these steps in more detail?
6. Inspect the property physically
Once all obstacles have been cleared from the property, make sure to visit the site in person for a firsthand inspection. This step is essential to ensure the location meets your expectations.
During the visit, bring a certified surveyor with you. They can examine the survey plans and provide expert advice on the property.
7. Negotiation
Once the buyer and seller have reached a mutual agreement and are confident in proceeding with the transaction, they move forward with the deal. At this stage, the price of the property has already been negotiated and settled upon. It’s crucial to note that legal representation remains essential throughout this process. Your lawyer will provide valuable insights into your future financial obligations, including stamp duty fees and other government charges. These additional expenses must be carefully factored into your overall budget for the property purchase.
8. Documentation
If the negotiation reaches a conclusion, then both your lawyer and the seller’s lawyer can move to the stage of drafting and negotiating all the completion documents.
For Lagos land transaction, you should expect 3 main documents which the lawyers deal with:
-The contract of sale
-The receipt
-And the deed of assignment.
9. Completion and Post-Completion
This is where both parties have concluded, signed, and exchanged contracts, made payment and the buyer is now in possession of all the original title documents. Once all that is complete, the buyer becomes the owner of the property and can take possession.
Once the buyer has taken physical possession of the property, the next step is to file all the necessary documentation with the appropriate government authority and then commence the process to obtain the Governor’s consent for the transaction. Once the Governor’s consent is obtained, a Certificate of Occupancy is issued, and the property transaction is then complete.
For those interested in investing in Ojodu real estate, especially Nigerians in the diaspora, it’s advisable to work with a reputable local realtor.
▪︎Dennis Isong, a top Lagos realtor, specializes in helping Nigerians in the diaspora own property stress-free. For personalized assistance with your property needs in Ojodu or other parts of Lagos, you can contact Dennis Isong at +2348164741041.
News
Who was behind Peter Obi’s Assassination Attempt: Was it the APC or within ADC?
Odigie-Oyegun warned that the development could trigger chaos if not checked.“I am afraid that our leaders, both at the centre and in this state, are playing with fire. The consequences could be terrible, much more than any of you expect.
Photo: John Odigie-Oyegun, and Peter Obi
Edo State Chairman of the African Democratic Congress (ADC), Kennedy Odion, has accused the All Progressives Congress (APC) of having masterminded yesterday’s assassination attempt on Peter Obi Gregory, however, Edo State Commissioner for Information, Kassim Afegbua, attributed the violence to an internal crisis within the African Democratic Congress (ADC) party.
Peter Obi paid a courtesy visit to the former Governor of Edo State, John Odigie-Oyegun- the national Chairman of ADC, when they were attacked by gunmen at Oyegun’s residence in Benin City.
Odion, said : ” We heard APC was coming to attack us. We quickly cut short the event and ended the programme at the Secretariat.
A few minutes after we ended, we heard that thugs stormed the venue. They injured three people… After they scattered the place, they came to Oyegun’s house where we were having another meeting.
All the vehicles parked outside were destroyed…”, said Odion.
On the other hand, Adegbua emphasised : “The crisis has been ongoing. Even yesterday, we had to use the police to quell the crisis… What happened was just the height of it.”
On allegations that Governor Monday Okpebholo had earlier warned Obi against visiting Edo without permission, Afegbua said: “If Peter Obi had informed the governor that he was coming, what happened today would not have happened. The governor would have provided security for him… Thank God nothing happened to Peter Obi.”
Commenting on the attack on his home, Oyegun, said: “We had a guest… the former governor of Anambra and one of the prominent leaders of the ADC, from all indications, an aspirant – former president of the Nigerian Bar Association, NBA, and the LP Edo 2024 governorship candidate, Olumide Akpata into the party,.
“The government here had threatened that if Obi came to Edo State without permission, his security could not be guaranteed.
He was paying a courtesy visit to me and bullets started raining all over the place… When did we degenerate to that kind of level?”
Odigie-Oyegun warned that the development could trigger chaos if not checked.“I am afraid that our leaders, both at the centre and in this state, are playing with fire. The consequences could be terrible, much more than any of you expect,” he said.
Obi said that no sooner than the leaders of the ADC party had received former president of the Nigerian Bar Association, NBA, and the LP Edo 2024 governorship candidate, Olumide Akpata into the party, than gunmen attacked the facility at Ogbelaka Street, Off Sokponba Road, Benin City, and the residence of the party’s National Leader, Odigie-Oyegun.
Obi, narrating his ordeal, declared: “It is time to speak up. It is time those in government act. They are not going to be there forever. What they allowed to happen in the country today will take its revenge on all of us and the country.”
Eyewitnesses said the attackers, who arrived in an unmarked Sienna bus and on a motorcycle, fired several gunshots and vandalised party property, including chairs, canopies and banners. Some members reportedly sustained injuries.
Not satisfied, the assailants reportedly proceeded to the residence of Odigie-Oyegun on Reservation Road, where more gunshots were heard and vehicles parked near the gate were riddled with bullets. A video circulating online showed damaged vehicles and a gate perforated with bullet holes.
In the video, Obi said: “This is a former governor of the state(Odigie-Oyegun). You can see what happened in front of his house where hoodlums came, shooting.Look at the gate, see the bullet holes at the gate, several cars damaged. That is where our democracy has reached.”
National Coordinator of the Obidient Movement, Yunusa Tanko, alleged that the attackers trailed the leaders from the secretariat.
“The leadership of the ADC is under siege and attack in Benin, Edo State. Armed individuals followed us from the ADC Secretariat to the residence of John Odigie-Oyegun and shot at the gate, destroying several vehicles,” he said.
News
What you need to know about Tunji Disu
Olatunji Rilwan Disu (commonly known as Tunji Disu) is a senior Nigerian police officer who was appointed as the Acting Inspector-General of Police (IGP) of the Nigeria Police Force on February 24, 2026, by President Bola Ahmed Tinubu.
This followed the resignation of the previous IGP, Kayode Egbetokun, who cited family considerations. Disu’s appointment is acting pending formal review by the Nigeria Police Council and confirmation by the Nigerian Senate, as required under the Police Act.
Early Life and Education
– Born: April 13, 1966, on Lagos Island, Lagos State, Nigeria (currently 59 years old; he turns 60 in April 2026).
– Education: – Bachelor’s degree in English Education from Lagos State University (LASU).
– Postgraduate Diploma in International Relations and Strategic Studies (also from LASU).
– Master’s degree in Public Administration from Adekunle Ajasin University, Ondo State.
– Master’s degree in Criminology, Security, and Legal Psychology from LASU.
– He completed primary education at schools like Mayflower Junior School (Ogun State) and secondary at St. Gregory’s College, Lagos.
Professional Career
Disu joined the Nigeria Police Force on May 18, 1992, as a Cadet Assistant Superintendent of Police (ASP) after training at the Nigeria Police Academy, Kaduna.
He has over 33 years of service, rising through various operational and leadership roles.
Key positions and achievements include:
– Divisional Police Officer (DPO) in multiple locations.
– Officer-in-Charge of Special Anti-Robbery Squad (SARS) units.
– Leadership in anti-kidnapping squads and state Criminal Investigation Departments.
– Commander of the Rapid Response Squad (RRS) in Lagos, where he focused on urban crime reduction.
– Head of Intelligence Response Team (IRT) for high-profile operations.
– Commissioner of Police in Rivers State (led operations against violent cult groups) and the Federal Capital Territory (FCT), Abuja.
– Assistant Inspector-General of Police (AIG) in charge of the Force Criminal Investigation Department (FCID) Annex in Alagbon, Lagos (assumed this role around early 2026; promoted to AIG in March 2025).
– Specialized training in forensics, criminal intelligence, internet fraud (including at University of Cambridge), small arms smuggling (Botswana), and strategic leadership (Police Staff College, Jos).
He is recognized for intelligence-led policing, discipline, anti-corruption stance, and community-oriented approaches.
Personal Interests and Achievements
Disu is a decorated judoka (third dan black belt), having started practicing in 1986 during his time at LASU. He won multiple gold medals at national and police games, plus a silver at other competitions.
Recent Appointment Context
The appointment came amid Nigeria’s ongoing security challenges. It has sparked discussions on seniority (bypassing some more senior officers like DIG Frank Mba), federal character, and timing (Disu is close to the mandatory retirement age of 60 or 35 years of service).
Some view it as strategic for pre-2027 election security preparations, while others debate merit versus other factors. President Tinubu expressed confidence in Disu’s experience to provide steady leadership.
Overall, Tunji Disu is regarded as a seasoned, professional officer with a strong track record in field operations, investigations, and command roles. His tenure as acting IGP is expected to focus on enhancing police efficiency and addressing national security priorities.
News
BREAKING: President Tinubu Removes IGP Kayode Egbetokun as AIG
……Appoints AIG Tunji Disu as New Inspector-General of Police.
President Bola Ahmed Tinubu has removed Kayode Egbetokun as the Inspector-General of Police (IGP) and appointed Assistant Inspector-General of Police (AIG) Tunji Disu as his successor, multiple reliable sources confirmed on Tuesday, February 24, 2026.
The development followed a directive from President Tinubu asking Egbetokun to resign, reportedly during a closed-door meeting at the Presidential Villa in Abuja on Monday.
Egbetokun, who served as the 22nd IGP, had been in the position since his appointment by Tinubu on June 19, 2023, with confirmation by the Nigeria Police Council on October 31, 2023.
Sources within the presidency and the Nigeria Police Force indicated that preparations were underway for a formal handover ceremony from Egbetokun to Disu. An official announcement from the presidency was expected shortly.
Tunji Disu, who until recently served as the AIG in charge of the Force Criminal Investigation Department (FCID) Annex in Alagbon, Lagos, is set to become the 23rd Inspector-General of Police. Described by some reports as one of Nigeria’s finest contemporary officers, Disu is anticipated to receive swift confirmation from the Senate.
Egbetokun had been appointed at age 58 and was originally due for retirement on September 4, 2024, upon reaching the mandatory retirement age of 60, though his tenure extended beyond that point.
The leadership change marks a significant shake-up in Nigeria’s security apparatus amid ongoing efforts to address policing challenges across the country.
Further details on the reasons for the removal and Disu’s priorities as the new IGP are yet to be officially disclosed.
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